Why I Do What I Do

I’ve always believed that people deserve to live their best lives, not just during their working years but as they transition into and through retirement. The reason for this is personal.  My mom passed away at 66 and my dad at 72, and they never got to enjoy retirement.

This belief has driven me throughout my career as a financial advisor, and it’s deeply connected to another passion of mine: coaching youth football.

For many years, I’ve had the privilege of coaching young athletes. My goal has always been to guide them in maximizing their potential. The process is about understanding each player’s unique abilities and helping them grow, not just on the field but in life. I don’t just coach the game— hopefully, I help these kids discover their strengths, learn from challenges, and ultimately succeed on their terms, and this is different for each individual.

 

 

The same philosophy drives how I work with clients preparing for retirement. In many ways, retirement is like stepping into a new “season” of life. It’s uncharted territory for many, and without the right guidance it can feel overwhelming. My role as a financial advisor is to act as a guide, helping people navigate this transition so they can achieve their dreams and live the life they’ve worked so hard for.

Just as I coach athletes and help them reach their full potential, I guide my clients through the complexities of retirement planning. Together, we create strategies tailored to their goals, ensuring that their financial plan aligns with the life they want to live. Whether it’s building sustainable income or making key decisions about investments and legacy planning, my objective is to help my clients confidently step into retirement, knowing they have the guidance they need.

Much like coaching, our retirement process is designed to guide you into and through retirement with a focus on your goals. 

Here’s how we do it:

1. Alignment  

We start by understanding what truly matters to you—your values, your retirement vision, and the legacy you want to leave. This lets us shape a plan that reflects your unique priorities.

2. Assignment 

Next, we take a complete look at your finances, including income sources, savings, and investments. This gives us a clear picture of where you stand today and where we can make improvements for tomorrow.

3. Execution 

Together, we build a plan focused on sustainable income, smart investments, tax strategies, and a thoughtful approach to protecting your wealth.

4. Effort  

Finally, we provide ongoing support to keep your plan on track. Life changes, so we meet regularly to review and adjust as needed, ensuring that your retirement stays aligned with what matters most to you.

This Retirement Road Map is about more than numbers. It’s about creating a life you look forward to in retirement, with the confidence that we’re here to guide you every step of the way.

At the end of the day, it’s not about telling people what to do—it’s about empowering them to take control of their future and achieve what truly matters to them. I find deep fulfillment in guiding people, both on the field and in life, helping them live their best lives during their retirement years.

What To Do Next

Are You on Track with Your Retirement Strategy? FIND OUT TODAY!

For more information, refer to Preserving Wealth: The Next Generation – The definitive guide to protecting, investing, and transferring Wealth by Jack Lumsden, MBA, CFP® or schedule a call with Jack at 905-332-4403